Current Account

Fast, Secure Accounts For Seamless Payments

A business-focused account that helps companies hold funds, track balances, manage payouts, and organize daily financial operations from one dashboard.

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Account Purpose

A Better Way to Run Accounts With Torgenpay

Designed to simplify fund management, automation, and everyday business banking.

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Digital Setup

Open and manage your account online with faster onboarding, fewer steps, and full operational visibility across your business.

Flow Tracking

Monitor incoming funds, outgoing transfers, and balances in real time to support clearer insights and better financial decisions.

Automated Payouts

Easily schedule payouts to partners, teams, and vendors, minimizing manual effort, delays, and operational inefficiencies effectively.

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Account Features

Essential Powers for Business Accounts

Powerful tools designed to simplify payments, improve tracking, and manage digital accounts efficiently.

Schedule vendor and team payouts instantly, reducing manual effort and errors.

  • Instant vendor payout processing
  • Reduce manual accounting errors
  • Faster team fund transfers

Monitor incoming and outgoing funds with instant updates and clear visibility.

  • Track payments instantly online
  • Complete fund visibility dashboard
  • Monitor all transactions smoothly

Create virtual accounts and unique IDs to simplify and organize all collections efficiently.

  • Create virtual payment IDs
  • Organize collections efficiently
  • Simplify account management
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account activation

Start Accepting Payments With Easy Setup

Sign Up:  Register your account online using email and official business identification documents.

Verify Details:  A company representative will contact you directly to confirm and validate your information.

Get Started:  Log in to your dashboard to access and manage your account features instantly.

Easy Integration

Connect your current account seamlessly online

Create Your Account

Sign up for a current account by providing basic business details to get started with a secure and compliant setup.

Complete Verification

Verify your business and identity online through a quick KYC process to activate online banking features securely.

Link Bank Account

Connect your current account to your existing bank using secure authentication for smooth fund transfers and visibility.

Enable Online Banking

Activate online banking access to manage transactions, settlements, and account activity from a single dashboard.

Start Managing Payments

Track incoming payments, monitor settlements, and control cash flow in real time with full transparency and ease.

Create Your Account

Sign up for a current account by providing basic business details to get started with a secure and compliant setup.

Complete Verification

Verify your business and identity online through a quick KYC process to activate online banking features securely.

Link Bank Account

Connect your current account to your existing bank using secure authentication for smooth fund transfers and visibility.

Enable Online Banking

Activate online banking access to manage transactions, settlements, and account activity from a single dashboard.

Start Managing Payments

Track incoming payments, monitor settlements, and control cash flow in real time with full transparency and ease.

Create Your Account

Sign up for a current account by providing basic business details to get started with a secure and compliant setup.

Complete Verification

Verify your business and identity online through a quick KYC process to activate online banking features securely.

Link Bank Account

Connect your current account to your existing bank using secure authentication for smooth fund transfers and visibility.

Enable Online Banking

Activate online banking access to manage transactions, settlements, and account activity from a single dashboard.

Start Managing Payments

Track incoming payments, monitor settlements, and control cash flow in real time with full transparency and ease.

Create Your Account

Sign up for a current account by providing basic business details to get started with a secure and compliant setup.

Complete Verification

Verify your business and identity online through a quick KYC process to activate online banking features securely.

Link Bank Account

Connect your current account to your existing bank using secure authentication for smooth fund transfers and visibility.

Enable Online Banking

Activate online banking access to manage transactions, settlements, and account activity from a single dashboard.

Start Managing Payments

Track incoming payments, monitor settlements, and control cash flow in real time with full transparency and ease.

Account Benefits

Designed For Specialized Business Banking Needs Daily

Flexible Fund Access
Flexible Fund Access

Move and use business funds freely across daily operational requirements efficiently.

High Transaction Capacity
High Transaction Capacity

Support frequent high volume transfers without restrictions slowing business operations.

Integrated Approval Controls
Integrated Approval Controls

Set structured permissions for payouts expenses and team initiated actions securely.

Operational Cash Visibility
Operational Cash Visibility

Track balances inflows and outflows clearly to maintain financial oversight continuously.

Automated Business Disbursals
Automated Business Disbursals

Execute payouts salaries and vendor transfers with reduced manual involvement overall.

Growth Ready Banking
Growth Ready Banking

Adapt account usage as business scales with evolving financial demands smoothly.

Common Questions

Answers To Current Account Queries

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What is a current account used for?

A current account supports frequent business transactions, fund management, automated payouts, and operational tracking. It is designed for companies needing higher activity flexibility than personal banking accounts across daily workflows and growing operations.

Who can open a current account?

Businesses with valid registration documents can apply online by providing required details, completing verification, and gaining dashboard access after approval, ensuring readiness for operational fund management and internal payment workflows.

What activities can be managed using this account?

The account enables receiving funds, managing balances, scheduling payouts, tracking inflows and outflows, and organizing approvals from one interface, simplifying daily financial operations across teams, departments, vendors, and partners.

Are there any charges involved?

Charges depend on selected services, transaction volumes, and usage patterns. Transparent details are shared during onboarding to help businesses plan costs without hidden conditions or unexpected deductions over time.

Is the account suitable for growing businesses?

The account is designed to support evolving operational needs, allowing businesses to scale transaction volumes, manage payouts efficiently, and maintain structured financial oversight as teams, operations, and payment requirements expand.

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